Budgeting organisations

FinCap supports organisations that provide budgeting and financial capability services.



Budgeting and financial capability services are supporting people in every city and region.


Financial mentors

Providing free and confidential budgeting advice to clients every day.



Helped by Financial Mentors every year to eliminate debt and build positive financial futures.


FinCap is a new entity driven by the public good, acting in the interests of New Zealanders seeking budgeting and financial capability advice.

We provide support to the budgeting and financial capability sector, to enable them to provide the best services possible to New Zealanders by making them stronger and fostering productive relationships.

There are 200 budgeting services operating from 300 locations around New Zealand. Budgeting Services offer free, confidential budgeting advice to anyone.

A cornerstone of our service is financial mentor training. We offer a comprehensive introductory course for new financial mentors and regular professional development.

We’re committed to making sure advisers are equipped with the skills and knowledge they need to provide safe and effective outcomes for clients.

Budgeting is a sensitive topic for most people and we understand that it requires high levels of trust from clients. FinCap sets high standards of practice for budgeting services to ensure the safety and wellbeing of clients.

Find a financial capability or budgeting service

For over 50 years, budgeting and financial capability services have been working with New Zealanders to improve their personal finances.

Today there are more than 200 independent organisations that provide free and confidential budgeting advice. A Financial Mentor can help you organise your budget, help you eliminate your debts and plan for the future.

If you’re ready to get on top of your finances, or you’d like guidance on planning for the future, get in touch with your local budgeting / financial capability service today.