FinCap is non-government organisation which supports 200 free financial capability and budgeting services in their work.

We advocate for change in the building financial capability sector to help prevent people from getting into financial hardship in New Zealand.

Financial capability and budgeting services can help anybody who wants to gain control of their money – with FinCap, you’ve got it together.

Financial capability and budgeting services help people gain control of their finances if they need help with day-to-day money matters like budgeting and debt management.

Our MoneyTalks team offers free, confidential advice by phone, text, email and live chat and can put people in touch with local services for further help from a Financial Mentor.

A cornerstone of our service is Financial Mentor training. We offer a comprehensive introductory course for new Financial Mentors and regular professional development.

We’re committed to making sure our Financial Mentors are equipped with the skills and knowledge they need to provide safe and effective outcomes for clients.

We provide a strong voice to the budgeting and financial capability sector to communicate advice to government and creditors.

Find a financial capability or budgeting service

For over 50 years, budgeting and financial capability services have been working with New Zealanders to improve their personal finances.

Today there are more than 200 independent organisations that provide free and confidential budgeting advice. A Financial Mentor can help you organise your budget, help you eliminate your debts and plan for the future.

If you’re ready to get on top of your finances, or you’d like guidance on planning for the future, get in touch with your local budgeting / financial capability service today.