What we do

For more than 50 years, financial mentoring services have been working with New Zealanders to improve their personal finances.

Today there are around 190 independent organisations that provide free and confidential support. A financial mentor can help you organise your budget, help you eliminate your debts and plan for the future.

We work with these services to build the capability and professionalism of financial mentors and to reduce the causes of financial hardship.

If you’re ready to get on top of your finances, or you’d like guidance on planning for the future, get in touch with your local financial mentoring service today.

FinCap is funded by the Ministry of Social Development as part of their Building Financial Capability initiative.

FinCap’s Strategy 2023 – 2027

Our vision

FinCap is the recognised leadership body for financial mentoring in Aotearoa, with a te ao Māori perspective.

Our mission

We facilitate financial wellbeing for whānau, family and communities through supporting free financial mentoring.

FinCap’s purpose

Enable and enhance financial wellbeing in Aotearoa

FinCap’s values


We practice respect, generosity and care toward stakeholders, manuhiri and each other


We actively collaborate and encourage collaboration within our sector to achieve better outcomes


Acknowledging those who came before us, we have an innovative approach to building financial capability

Tika / Pono

We believe in the value of our work and can confidently complete our mission with honesty and integrity

Our Strategic Goals

Our mahi is underpinned by te ao Māori


Enable financial mentoring professionalisation


Influence change to improve whānau financial wellbeing


Enhance financial mentoring by delivering value-added services


Provide effective support to financial mentor service providers