Parents, children, carers and whānau members should be able to participate fully in their communities to increase the prosperity of whānau and the wider community. The public management system needs to truly work for whānau in Aotearoa. No tamariki should have to go without essentials...
Whānau should not be facing significant harm from of high-pressure sales where commissions mean salespeople are incentivised to provide expensive products or services of little or no value. Such practices should be prohibited to prevent price discrimination that worsens the situation of whānau who are...
Whānau should not face a position where lending that was always going to be unaffordable causes or compounds hardship. The onus must be on lenders to not disregard that collection on due repayments is likely to cause harm. FinCap welcomes the opportunity to comment on the...
Whānau should have confidence that issues will be resolved fairly when they are impacted by unlawful conduct from a trader. They should not be left stuck with worse financial circumstances that seriously risk their wellbeing because of such conduct. FinCap welcomes the opportunity to comment on...
Electricity is an essential service that supports the health, well-being, and social participation of whānau across Aotearoa. It is very important that the regulator of these essential electricity services as well as the public have visibility as to the systemic issues surrounding whānau having difficulty...
All whānau should have access to a support system that truly supports the well-being of their whole whānau. A fit-for-purpose child support system will help to ensure that tamariki do not have to go without essentials because of the confusing and harmful rules of that...
Working for Families Tax Credits (WfFTC) need to truly work for whānau in Aotearoa. No tamariki should have to go without essentials because of inconsistent and confusing support systems and rules. In Aotearoa, 16.3 per cent1 of children are living in material hardship. A fit-for-purpose Working for...
No whānau in Aotearoa should have to endure extended hardship because of displacement or loss of work due to a health condition or disability. The Tripartite Working Group, which is comprised of Business New Zealand, the Government, and the New Zealand Council of Trade Unions,...
Whānau should not face a position where lending that was always going to be unaffordable causes or compounds hardship. The onus must be on lenders to not disregard that collection on due repayments is likely to cause harm. We strongly recommend in this submission that lenders...
Everyone in Aotearoa should have easy access to helpful information when engaging with public services. FinCap strongly supports the need for plain language in official documents and websites. FinCap recommends that decision-makers also support work on inclusion and accessibility to essential services for all whānau in...