Whānau should not be facing significant harm from of high-pressure sales where commissions mean salespeople are incentivised to provide expensive products or services of little or no value. Such practices should be prohibited to prevent price discrimination that worsens the situation of whānau who are...
Whānau should not face a position where lending that was always going to be unaffordable causes or compounds hardship. The onus must be on lenders to not disregard that collection on due repayments is likely to cause harm. FinCap welcomes the opportunity to comment on the...
Whānau should have confidence that issues will be resolved fairly when they are impacted by unlawful conduct from a trader. They should not be left stuck with worse financial circumstances that seriously risk their wellbeing because of such conduct. FinCap welcomes the opportunity to comment on...
Electricity is an essential service that supports the health, well-being, and social participation of whānau across Aotearoa. It is very important that the regulator of these essential electricity services as well as the public have visibility as to the systemic issues surrounding whānau having difficulty...
All whānau should have access to a support system that truly supports the well-being of their whole whānau. A fit-for-purpose child support system will help to ensure that tamariki do not have to go without essentials because of the confusing and harmful rules of that...
The energy system should function with the health, wellbeing, and social participation of whānau front of mind when organising the effective provision of essential energy services. Proper processes for consulting and feedback must ensure what whānau want is factored into decisions about the future of...
Often people who financial mentors assist are facing difficulty paying for essential items like groceries. Whānau in Aotearoa should have clear and consistent information while shopping to ensure that they are able to purchase the items that most suit them and their budget. The prominent...
Whānau in Aotearoa should have clear and consistent information while shopping to ensure that they are able to purchase the items that most suit them and their budget. The prominent display of unit pricing should be easy to use so that whānau can easily compare products while they...
Working for Families Tax Credits (WfFTC) need to truly work for whānau in Aotearoa. No tamariki should have to go without essentials because of inconsistent and confusing support systems and rules. In Aotearoa, 16.3 per cent1 of children are living in material hardship. A fit-for-purpose Working for...
No whānau in Aotearoa should have to endure extended hardship because of displacement or loss of work due to a health condition or disability. The Tripartite Working Group, which is comprised of Business New Zealand, the Government, and the New Zealand Council of Trade Unions,...