Reports

Report: Working Towards a Fairer Consumer Credit Market: A study of the issues in New Zealand’s consumer credit market and proposals for reform: Debt Collection

September 26, 2021

This report prepared by researchers at Te Herenga Waka Victoria University of Wellington provides a an August 2019 snapshot of the Aotearoa’s key issues around debt collection. It then compares our systems for addressing these issues to approaches in other jurisdictions. We acknowledge the support of the Michael and Suzanne Borrin Foundation which...

Report on “Working towards a fairer consumer credit market” by Victoria Stace and Jeremy Finn

by FinCap

Reports

January 17, 2021

This research paper sets out the results to date (April 2019) of the research of the FinCap/Community Law Canterbury/Victoria University/BERL team on interest rate caps. Introducing an interest rate cap was one of the options proposed by MBIE in its June 2018 Discussion Paper “Review...

Report by BERL on harm caused by high cost lending

by FinCap

Reports

January 17, 2021

Lending is an essential part of a functioning economy, but some loans do more harm than good. The New Zealand market for credit has changed over the past decade. While the banking sector has grown, the non-bank sector has become increasingly populated with third-tier lenders, offering...

Report on survey of financial capability services on high cost lending and other issues

by FinCap

Reports

January 17, 2021

In 2018, 76 financial capability and budgeting services were surveyed on High cost short term loans, debt collection and other consumer credit issues. This report is a summary of those findings. A collaboration of FinCap, Justice Innovation Centre and Community Law Canterbury, and funded by the...

Reports

Service Support

Building Financial Capability